Independent practice, explained clearly

Thinking about going 1099 as a CRNA?

Understand the money, taxes, benefits, and business setup—so you can compare the opportunity with your W2 role and decide with confidence.

“No hype. Just the questions to ask, numbers to run, and systems to set up before you make the switch.

Free calculator

What is your W2 job really worth?

Put salary, benefits, time off, and employer costs into one honest comparison.

Salary + bonusesYour current pay
Benefits + paid time offYour hidden value
Minimum 1099 targetYour decision point →
Use the full rate calculator

Educational estimate—not tax, legal, or financial advice.

Compare clearlyW2 compensation vs. contract rate
Plan responsiblyTaxes, insurance, retirement, and time off
Run it simplyTools built around a CRNA’s workflow
The 1099 CRNA Guide logo

Why trust this site

Written by someone living it right now

The 1099 CRNA Guide is written by a practicing CRNA who has also had to make the same real time decisions. The templates and strategies here have not only helped with the transition from W2 to 1099 but have also held steady while navigating up to seven CRNA contracts across multiple facilities at the same time. Nothing here is theory from the sidelines. Every guide comes from navigating credentialing, contracts, and quarterly taxes in real time, and every spreadsheet was built to run my own books before it was ever offered for sale.

  • Practicing 1099 CRNA
  • 7 contracts, one system
  • Tools built for my own books

Tools for the parts that get messy.

Spreadsheets built for the money side of 1099 life.

Income + expense tracking

The 1099 Ledger

The 1099 Ledger is a complete financial management workbook built in Excel — designed specifically for 1099 healthcare professionals working as CRNAs, NPs, PAs, and MDs.

  • Track the details your CPA needs
  • See the year at a glance
  • Reduce tax-season scramble
Screenshot of The 1099 Ledger bookkeeping spreadsheet

Cash-flow planning

The 1099 CRNA Cashflow Planner

This is a purpose-built Excel workbook (can also be used with Google Sheets) that projects your cash position week by week across a full year — automatically, based on the shifts you actually work and the agencies you work with.

  • Give each payment a job
  • Plan beyond the next paycheck
  • Build a steadier monthly rhythm

Free 1099 CRNA checklist

Know what to track before tax season.

Get the 1099 CRNA deduction checklist—a practical starting point for organizing common business expenses and the records that support them.

Inside the checklist

One clean reference for the year

  • Licensing and credentialing
  • CME, travel, and professional education
  • Insurance and business services
  • Work supplies and technology
  • Questions to take to your tax professional
Educational information only. Eligibility depends on your facts and current tax law.

Not sure where to begin?

Start with the complete transition guide, then use the rate calculator when you’re ready to put numbers around your decision.